Data Sources | Property Pundit UK

House prices

Source	Cadence	Used for
Land Registry HPI	Monthly (lags ~2 months)	Authoritative transaction-based UK house price data
Halifax House Price Index	Monthly, published early next month	Faster monthly price trend indicator
Nationwide House Price Index	Monthly, published end of month	Cross-check against Halifax; regional breakdowns
Rightmove	Monthly	Asking prices — faster but not transactional
Zoopla	Ongoing	Mix of asking and sold price data

Mortgage rates and lending

Source	Cadence	Used for
Bank of England base rate	Set at ~8 MPC meetings a year	Base rate, transmission to mortgage pricing
Moneyfacts	Updated daily	Best-buy fixed and tracker mortgage tables
UK Finance	Monthly	Mortgage approvals and lending volumes
FCA Mortgage Lending Statistics	Quarterly	Arrears, possessions, LTI lending standards and market-wide lending volumes (regulator data, cross-checks UK Finance)
MoneySavingExpert Best Buy tables	Ongoing	Illustrative retail rate cross-check

Affordability and the economy

Source	Cadence	Used for
ONS	Monthly / quarterly	Income, earnings, CPI, regional affordability ratios
RICS UK Residential Market Survey	Monthly	Sentiment and sales pipeline
HMRC SDLT statistics	Monthly / quarterly	Stamp duty receipts and transaction volumes

Rental market

Source	Cadence	Used for
Rightmove Rental Tracker	Quarterly	Asking rent trends
Zoopla Rental Market Report	Quarterly	Rental yield and affordability data
ONS Private Rental Market statistics	Monthly	Official rent price index

Policy and regulation

Source	Cadence	Used for
HMRC	As updated	Tax rules, SDLT thresholds, LISA rules
DLUHC	As updated	Planning and housebuilding policy
Leasehold Advisory Service	As updated	Leasehold and freehold guidance

Home maintenance and improvement

Source	Cadence	Used for
Which?	As updated	Maintenance cost surveys, boiler cover reviews, tradesperson costs
Energy Saving Trust	As updated	Insulation, heat pump and solar cost/savings data
OFGEM	Quarterly / as updated	Energy price cap, switching, boiler efficiency ratings
HomeOwners Alliance	As updated	Conveyancing, survey and new homeowner cost benchmarks
ABI	As updated	Buildings and contents insurance cost data
GOV.UK	As updated	Help to Buy repayment, scheme obligations, Right to Buy rules
Citizens Advice	As updated	Homeowner rights, service charge disputes, leasehold issues

Our editorial standard

Every figure we publish carries an inline source and a month/year. We never present monthly data (such as Land Registry HPI, which lags roughly two months) as current-week data. Where a figure could have changed since publication — tax thresholds, base rate, best-buy mortgage rates — we recommend you verify the current position directly with HMRC, the Bank of England or Moneyfacts before acting.